Pay over time

We've partnered with Bread Pay® so you can make flexible payments on your purchase with our pay over time plans.

Simple application

Get a decision in seconds without affecting your credit score.

What you see is what you get. No hidden fees, prepayment penalties or compound interest.

Shop our website

Add items to your cart. Choose Bread Pay® and get a real-time decision without affecting your credit score.

Select your plan

Pick the option that works for your budget.

Complete your purchase

And pay over time.